The amount of Guaranteed Income Supplement that you receive depends on your marital status and your previous year’s income (or in the case of a couple, your combined income).
| Your situation | Your annual income must be | Maximum monthly payment amount |
|---|---|---|
| I am single, divorced or widowed | Less than $21,768 | up to $1,072.93 |
| I have a spouse/common-law partner who receives the full OAS pension | Less than $28,752 (combined annual income of couple) | up to $645.84 |
| I have a spouse/common-law partner who receives the Allowance | Less than $40,272 (combined annual income of couple) | up to $645.84 |
| I have a spouse/common-law partner who does not receive an OAS pension or Allowance | Less than $52,176 (combined annual income of couple) | up to $1,072.93 |
The Guaranteed Income Supplement (GIS) benefit is reviewed in January, April, July and October to reflect increases in the cost of living as measured by the Consumer Price Index. Your monthly payment amount will not decrease if the cost of living goes down.
You can receive your benefit payment by cheque or direct deposit to your banking account in Canada. You will have to sign up for direct deposit.
Did you recently retire or experienced a drop in income? If your income is less than what you reported on your tax form last year, contact us.
If your letter from us lists a payment amount you think is incorrect, you must write to us within 90 days after you receive our letter. See more information on how to request a reconsideration.